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Dental Blue Brochure |
Dental
Blue®
Dental plan for groups
With Dental Blue, employers have the freedom to decide whether to contribute
to their employee’s dental coverage. Employers who choose to contribute
purchase the True Group plan. Employers who wish not to contribute can still
offer their employees coverage with the Voluntary plan.
True Group requires that the employer contribute at least 50% of the employee
premium. To take advantage of True Group, at least 75% of a company’s employee’s
must enroll. True Group also allows customization. Employers can design a dental
plan by selecting a combination of deductible, annual maximum and coinsurance
amounts. In addition to providing diagnostic/preventive, basic and major dental
services, the True Group plan offers employees the added benefit of optional
orthodontic care. This coverage includes a 50% coinsurance level with a choice
of different lifetime maximums.
Employers can also offer voluntary dental benefits to their employees. The Voluntary
plan provides dental coverage for employees without incurring expense for the
employer. To offer a Voluntary plan, at least 30% of a company’s employee’s
must enroll. Employees can choose to pay the full premium through convenient
payroll deductions.
Employers can purchase a dental plan in conjunction with a health plan or purchase
a dental plan only.
If employers combine a Dental Blue plan with a Blue Cross and Blue Shield of
North Carolina health plan, they will pay only one bill and their employees will
have only one ID card.
® mark, SM marks of the Blue Cross and Blue
Shield Association. SM1 mark of Blue Cross and Blue Shield of North Carolina.
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