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Plan
Descriptions
Blue Advantage—Individual coverage plan
With Blue Advantage, members have access to many of the best doctors, hospitals
and specialists in North Carolina. Our provider networks are large and member
copayments and coinsurance are predictable.1 Members visit in-network providers,
show their Blue Cross and Blue Shield of North Carolina (BCBSNC) ID card and
pay their copayment. The doctor handles the administrative details and files
the claims. There’s no messy paperwork. It’s that easy. More>>>
Blue Care—Health maintenance organization (HMO) plan
With Blue Care, members have access to many of the best doctors, hospitals and
specialists in North Carolina. Members visit in-network providers, show their
Blue Cross and Blue Shield of North Carolina (BCBSNC) ID card and pay their copayment.
The doctor handles the administrative details and files the claims. There’s
no messy paperwork. It’s that easy. Members can even go directly to in-network
specialists without a referral. More>>>
Blue Options HSASM—Preferred provider organization (PPO) Plan
With Blue Options HSASM, members have access to many of the best doctors, hospitals
and specialists in the state. Members visit in-network providers, show their
Blue Cross and Blue Shield of North Carolina (BCBSNC) ID card and pay their copayment.
The doctor handles the administrative details and files the claims. There’s
no messy paperwork. It’s that easy. Members can even go directly to in-network
specialists without a referral. Members also have the freedom to go outside
the network; the only difference is the out-of-pocket costs. More>>>
Classic Blue
BCBSNC’s Classic Blue Comprehensive Major Medical (CMM) plan provides traditional
coverage with flexibility in provider choice. Under Classic Blue, members pay
a deductible and coinsurance. More>>>
Dental Blue®—Dental plan for individuals
With Dental Blue, members don’t pay a deductible for check-ups or diagnostic
and preventive services.
Check-ups and cleanings are covered twice per benefit period. Plus, members can
visit any licensed dentist they choose. There are no “in-network” restrictions.
More>>>
Dental Blue®—Dental plan for groups
With Dental Blue, employers have the freedom to decide whether
to contribute to their employee’s dental coverage. Employers
who choose to contribute purchase the True Group plan. Employers
who wish not to contribute can still offer their employees coverage
with the Voluntary plan. More>>>
Group Coverage—Designed for companies with up to 50 employees
With Group Coverage, employers can choose from more than 1,000
benefit combinations and make choices based on their particular
needs and budget. Employers can customize one of the following
plans...
More>>>
Short Term Health Care
Short Term Health Care offers a package of benefits similar to
Blue Cross and Blue Shield of North Carolina’s (BCBSNC) standard
health care plans. Members determine how long they will need coverage—30
days, 45 days, 60 days or 90 days.
More>>>
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